2023-2024 Graduate Academic Catalogue 
    
    May 28, 2024  
2023-2024 Graduate Academic Catalogue

Fees


 

Loyola University Maryland understands that the costs associated with high quality education are of concern to students and their families. Accordingly, the University has been diligent in managing its resources and flexible in its approach so that a Jesuit education in the Loyola tradition is available to all who want to pursue it. This section outlines the costs for graduate students, including tuition and fees. Department and general fees are nonrefundable.

Tuition/Department Fees

Biological Forensics (per credit) $790
   
Communication: Emerging Media (per credit) $1,060
   
Data Science (per credit) $925
   
Forensic Pattern Analysis (per credit) $790


Psychology

MS/CAS (per credit) $880
   
Clinical Professional Counseling $24,984/yr
Tevera (one time fee, first semester only) $200
   
PsyD, Class of 2027 $34,920/yr
PsyD, Class of 2026 $33,900/yr
PsyD, Class of 2025 $32,600/yr
PsyD, Class of 2024 $32,130/yr
   
Field Experience (MS/CAS) $300
   
Dissertation Fee (PY 892  /PY 900 , per semester) $300
   
Thesis Guidance Fee  
  PY 761-PY 764 (dist. over four semesters) $1,200
  PY 765  (per semester) $300
   
Comprehensive Exam Guidance Fee $100
PsyD. LiveText Fee (Incoming Students) $139
PsyD. Time2Track Fee (every semester for first 4 years) $79
   
Speech-Language Pathology  
   
Full-Time, Class of 2025 $34,070/yr
Full-Time, Class of 2024 $32,760/yr
   
Theology (per credit) $900

School of Education

MA/MAT/MEd/PBC/ESOL Certificate (per credit; excluding AMI off-site Montessori/School Counseling) $670
   
MA/MEd/CAS (per credit; School Counseling only) $705
   
Field Study Fee $200/$400
  Montgomery County only $187.50/$375/$750
  GC 732-GC 734 only (per semester) $134
   
Lab Fee $60

Montessori Education

MEd (per credit; with affiliated off-site AMI Institutes) $415
   

School of Business and Management

MAcc (per credit) $1,160
   
MBA (per credit) $1,080
   
Emerging Leaders MBA (all inclusive) $61,750

General Fees

Application Fee $60
Certificate Fee (18/30 credits) $150
ID Card Replacement Fee $15
Late Registration Fee $25
Readmission Fee $25
Returned Check & E-Check Fee (insufficient funds) $35
Special Testing Fee $15

Refund Policy (Tuition Only)

When official withdrawal is granted and has been properly approved, a refund of tuition will be made according to the schedules below. The date that determines the amount of refund is the date on which a written petition for official withdrawal from a course or courses is received by the department chair or appropriate administrator.

Per Credit

For students enrolled in programs where tuition is paid on a per credit basis*:

Fall/Spring Semesters (15-week courses)  
   
prior to completion of the first week 100%
prior to completion of the second week 80%
prior to completion of the third week 60%
prior to completion of the fourth week 40%
prior to completion of the fifth week 20%
After five weeks of a semester, there will be no tuition refund  
*For off-site Montessori students completing training courses, per-credit refund policy applies from the first day of registration.  
   
Fall/Spring Semesters (8-week courses)  
   
prior to second meeting 100%
prior to third meeting 60%
prior to fourth meeting 20%
After the fourth meeting, there will be no tuition refund  
   
Fall/Spring Semesters online condensed courses  
   
prior to completion of the first week 100%
prior to completion of the second week 60%
prior to completion of the third week 20%
After three weeks of a semester, there will be no tuition refund  
   
Summer Sessions for asynchronous courses (more than 50% of the course is completed online asynchronously)  
   
prior to completion of the first week 100%
prior to completion of the second week 60%
prior to completion of the third week 20%
After three weeks of a semester, there will be no tuition refund  
   
Summer Sessions for synchronous courses (face to face/virtual or classroom setting)  
   
Prior to second meeting 100%
Prior to third meeting 60%
Prior to fourth meeting 20%
After the fourth meeting, there will be no tuition refund  

Flat Rate

For students enrolled in programs with a flat rate tuition in full-time academic year programs:

Fall/Spring Semesters  
   
prior to first meeting 100%
prior to second week of class 80%
prior to third week of class 60%
prior to fourth week of class 40%
prior to fifth week of class 20%

After five weeks of a semester, there will be no tuition refund

Graduate Continuing Education

For non-degree seeking students taking graduate courses that are not applicable to a graduate degree.

Prior to first meeting 100%

After first meeting, there will be no tuition refund

Federal Return of Title IV Funds Policy for Graduate Students

Federal statute requires a financial aid office to recalculate federal financial aid eligibility for Title IV funds for students who cease enrollment in all classes prior to completing 60 percent of a payment period or period of enrollment.

At Loyola, this means the Office of Graduate Financial Aid must recalculate federal financial aid eligibility for enrolled students who begin attendance and withdraw (stop attending) from all their classes before completing 60 percent of the semester. This requirement does not apply to a student who begins attendance but withdraws from some but not all their classes in the semester.

Official or Unofficial Withdrawal

For R2T4 purposes, a withdrawal can be official or unofficial.

An official withdrawal occurs when a student who has begun attendance decides to withdraw (stop attending) all their classes before the semester ends. Students are required to submit a Change of Registration Form to the Records Office or contact the appropriate graduate academic department office.  The Change of Registration Form can be found on Loyola Self-Service, select Academics on the left menu bar, then select the GR Change of Registration Form.  If you are taking a Leave of Absence or withdrawing from the University completely with no intention of returning, please select the proper form, GR Leave of Absence or GR Withdrawal from the University, respectively.  The effective date of the withdrawal is the date the student submits the required form(s). Please contact the appropriate graduate academic department for additional information. 

An unofficial withdrawal occurs if a student drops out without notifying the University. The withdrawal date is the midpoint of the semester or a documented last date of participation in an academically related activity. An unofficial withdrawal is considered to have occurred when a student has been assigned an initial grade of FW for all classes which is recorded officially as an F after verification that the student did not officially withdraw.

For additional information on withdrawing from classes, leaves of absence and withdrawal from the university please visit the Records Office web site, https://www.loyola.edu/department/records/graduate/related-registration/course-withdrawal.

Withdrawal from programs offered in Modules

Generally, a student has withdrawn from a program offered in modules if he is enrolled in one or more modules, does not complete all the scheduled days in a module during the payment period or period of enrollment and does not meet the conditions for an R2T4 exemption.

Withdrawal Exemption for all programs

A student who completes all the requirements for graduation from their program before completing the days or hours in the period that they were scheduled to complete is not considered to have withdrawn. This applies to all programs (with or without modules).

Withdrawal Exemption for students enrolled in 8-week I and 8-week II Sessions (Modules)

A student is not considered withdrawn if:

  • The student successfully completed one module or a combination of modules with a combined length of at least 49 percent of the number of countable days in the payment period or period or enrollment;
    • When determining the total number of countable days in the payment period or period of enrollment for the purpose of this exception, the school must exclude scheduled breaks of five or more consecutive days, all days between the modules, and days associated with non-module courses, if the student is enrolled in a course or courses spans the entire length of the payment period or period of enrollment. When determining whether a module or combination of modules includes at least 49 percent of the countable days in the payment period for programs offered in modules, if the percentage is not a whole number, the decimal is not rounded up or down. Note that this is different calculation from the process used to determine the number of days in the payment period or period of enrollment in the R2T4 calculation itself.
  • The student successfully completed coursework comprising at least half-time status, according to the school's definition of half-time status; or  
  • The student provided written confirmation of attendance in a later module that begins later in the payment period and within 45 days of the end of the module from which the student withdrew. This written confirmation must be provided as close as possible to the date that the student ceased attendance and before the time when the school is required to perform the return Title IV funds calculation, offer a post- withdrawal disbursement of loan funds, or take any other action under R2T4 requirements. A school cannot assume a student will attend a future module based simply on the existing registration in a later module.
  • Successfully completes is defined as the student earning a passing grade.

Title IV Funds

The Title IV aid programs subject to the return of Title IV funds requirement include the Federal TEACH Grant, Federal Direct Unsubsidized Loans, and Federal Direct Graduate PLUS Loans.

R2T4 Formula

Though financial aid is typically posted to a student's account at the beginning of the semester, students earn the funds as they complete the semester. If a student withdraws during the semester, the amount of Title IV aid they earned up to that point is determined by the federal R2T4 formula.

Earned Aid

Earned aid is the amount of Title IV aid the student is entitled to based upon the amount of the semester completed as of the date the student withdrew. A student's earned aid may be either disbursed or undisbursed at the time of withdrawal. The amount earned is proportionate to the percentage of the semester the student had completed at the time they withdrew, excluding breaks of five days or more. In other words,

(Number of days the student is enrolled) divided by (Total number of days in the semester including weekends and holidays and excluding Thanksgiving break or spring break, if applicable) = Percentage of semester completed (also the percentage of earned aid)

For example, if a student completes 40% of the semester, they earned 40% of the Title IV aid originally scheduled.

Post-Withdrawal Disbursement

A student may be due a post-withdrawal disbursement if the amount of Title IV funds earned is more than the amount disbursed at the time they withdrew.

If a student has an outstanding balance on their account for current award year charges for tuition, and prior award year charges of $200 or less for tuition, Loyola may automatically credit a post-withdrawal disbursement of grant funds to the student's account. Otherwise, Loyola must obtain the student's written authorization before crediting the post-withdrawal disbursement for other current award year educationally related institutional charges and prior award year educationally related institutional charges up to $200.

If a student does not have an outstanding balance on their account or the amount of the post-withdrawal disbursement is greater than the balance, Loyola must directly deliver any grant portion of the post-withdrawal disbursement to the student within 45 days of the date of the school's determination the student withdrew.

If the post-withdrawal disbursement includes loan funds, Loyola may not credit the student's account and the borrower may not receive the proceeds as a direct disbursement without first notifying the borrower and confirming they still wish to receive the loan disbursement. Loyola must send the notification within 30 days of the school's determination that the student withdrew and allow the borrower at least 14 days to respond. A student may choose to decline some or all the loan proceeds to reduce indebtedness. If no response is received withing 14 days of notification, the award will be cancelled.

Unearned Aid

If the amount of Title IV aid earned is less than the amount disbursed as of the date the student withdrew, the difference is the amount of unearned aid that must be returned to the Title IV programs by Loyola, the student, or both.

The R2T4 formula is designed so all the unearned funds are returned by the school if the student's institutional charges equal or exceed the amount of Title IV funds disbursed. It is also designed so the institution and the student must each return a share of the funds if the amount of Title IV funds disbursed exceeds the student's institutional charges.

School Share

Loyola's share is determined first and is the lesser of the total amount of unearned aid or an amount equal to institutional charges multiplied by the percentage unearned. The percentage unearned is the complement of the percentage earned.

Loyola must return the Title IV funds for which it is responsible no later than 45 days after the date of the determination of the date of the student's withdrawal.

Loyola is responsible for allocating unearned funds to the Title IV programs from which the student received assistance in the following order, up to the net amount:

  • Direct Unsubsidized Loan
  • Direct Graduate PLUS Loan
  • TEACH Grant

Student Share

The student's share is the difference between the total unearned aid and Loyola's share. Loyola must notify the student of any unearned funds for which they are responsible for repaying within 30 days of the date the school determined the student withdrew.

If unearned grant funds are to be returned it is referred to as an overpayment. The maximum amount of grant aid a student must repay is 50 percent of the total federal grant funds received or scheduled to receive. Loyola's notification must include the student has 45 days in which to repay the overpayment in full or to enter into a satisfactory repayment agreement with Loyola or the Department of Education. Students are not required to return unearned grant funds of $50 or less.

If direct loan funds must be returned, the student must repay the funds according to the terms of the promissory note.

Loyola Refund Policies

The R2T4 refund policy is distinct and separate from Loyola's other refund policies (https://www.loyola.edu/department/records/graduate/cost-financial-aid/refund-policies).  The amount of unearned Title IV funds that must be returned because of applying the R2T4 formula is independent of institutional charges assessed the student under the school's refund policy. Title IV regulations do not govern how much Loyola may charge its students. It is possible that a student may still be responsible for unpaid institutional charges resulting from the University having to return unearned Title IV funds.